Terms of Use

1. Acceptance of Terms

By accessing or using florichmint.com (the “Site”), you agree to these Terms of Use. If you do not agree to these Terms, please do not use the Site.

The Site is operated by FLORICHMINT LLC, a Delaware limited liability company.

2. Purpose of the Site

The Site provides corporate information about FLORICHMINT LLC, its operating businesses, business platforms, programs and strategic initiatives. Content on the Site is provided for general informational and business-development purposes.

Nothing on the Site constitutes investment, legal, tax, financial or other professional advice.

Nothing on the Site constitutes an offer to sell, or a solicitation of an offer to buy, any security or investment product.

Information describing services, programs, partnerships or other opportunities does not by itself constitute a binding offer, contract or commitment. Specific engagements, programs and transactions are subject to separate terms, documentation or written agreement where applicable.

3. Intellectual Property

Unless otherwise indicated, the text, design, graphics, logos, photographs, visual elements and other content appearing on the Site are owned by, licensed to or used with permission by FLORICHMINT LLC or its affiliated or operating businesses and are protected by applicable intellectual-property laws.

FLORICHMINT, RENO, WILLKY, BOGA, OYE, AQUA-BOAT and other names, logos and brand identifiers displayed on the Site may be trademarks or other protected brand assets of FLORICHMINT LLC, its affiliated or operating businesses, or other applicable rights holders.

You may view the Site and share links to its publicly available pages for lawful, non-commercial purposes. Except as permitted by applicable law, you may not reproduce, distribute, modify, publish, commercially exploit or create derivative uses of Site content without appropriate authorization.

4. Acceptable Use

You agree not to misuse the Site, including by attempting to gain unauthorized access to the Site or related systems, interfering with Site operation, submitting knowingly false or misleading information through our forms, introducing malicious code, attempting to circumvent security controls or using the Site for any unlawful purpose.

5. Inquiries and Submissions

Information submitted through the Site is handled in accordance with our Privacy Policy.

Submitting an inquiry, expression of interest, partnership proposal, faculty interest or other form does not by itself create a client relationship, partnership, investment relationship, employment relationship, faculty appointment, contractual relationship or other obligation.

Where FLORICHMINT or one of its businesses or platforms agrees to proceed with an engagement, program, transaction or relationship, the applicable scope, responsibilities, terms and any fees will be established separately where appropriate.

6. External and Other Group Websites

The Site may contain links to external websites and to separately operated websites within the FLORICHMINT group structure.

For example, renoghana.com is the commercial website of FLM RENO FMCG LTD, the group’s Ghana FMCG operating company. That website may operate under its own terms, policies and notices.

The Site may also link to independent third-party websites. FLORICHMINT LLC does not control the content, availability, security or practices of independent third-party websites, and a link to an independent third-party website does not by itself constitute endorsement.

7. Accuracy and Changes to Information

FLORICHMINT seeks to provide accurate and current information on the Site. However, corporate information, program details, service descriptions, market information and other content may change, and we do not warrant that every item will at all times be complete, current or error-free.

We may correct, update, modify or remove Site content where appropriate.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

FLORICHMINT LLC does not warrant that the Site will always be available, uninterrupted, error-free or free from harmful components.

Nothing in these Terms excludes any warranty or right that cannot lawfully be excluded.

9. Limitation of Liability

To the fullest extent permitted by applicable law, FLORICHMINT LLC and its affiliated or operating businesses will not be liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, revenue, data, business opportunity or goodwill, arising from or relating to use of, or inability to use, the Site.

Nothing in these Terms excludes or limits liability to the extent that such liability cannot lawfully be excluded or limited.

10. Governing Law

These Terms of Use are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles.

To the extent permitted by applicable law, disputes arising from these Terms or use of the Site will be subject to the jurisdiction of the state or federal courts located in Delaware.

11. Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in the Site, our business practices or applicable requirements.

The current version will be published on this page with the date of the most recent update.

Your continued use of the Site after updated Terms are published constitutes acceptance of the revised Terms to the extent permitted by applicable law.

12. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

13. Contact

Questions about these Terms of Use may be directed to:

support@florichmint.com

or by mail to: